:root {
  --royal: #00338D;
  --red: #C60C30;
  --navy: #00274D;
  --white: #FFFFFF;
  --gray: #6B7280;
  --tan: #D1B089;
  --sand-light: #F6EFE5;
  --ink: #0A1930;
  --muted: #5E6A7B;
  --line: #DCE2EA;
  --shadow: 0 20px 50px rgba(0,39,77,.12);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }

.container { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.skip-link { position: absolute; left: -999px; top: 12px; background: #fff; padding: 10px 14px; z-index: 999; }
.skip-link:focus { left: 12px; }

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,39,77,.08);
}
.nav-wrap { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand-mini { display: flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 900; letter-spacing: -.02em; }
.brand-mini img { width: 52px; height: 52px; object-fit: cover; object-position: center; border-radius: 50%; }
.brand-mini strong { color: var(--navy); }
.brand-mini b { color: var(--red); }
.nav { display: flex; align-items: center; gap: 26px; font-size: .94rem; font-weight: 700; }
.nav a { text-decoration: none; }
.nav a:hover { color: var(--royal); }
.nav-cta { background: var(--red); color: white !important; padding: 12px 18px; border-radius: 999px; }
.nav-toggle { display: none; border: 1px solid var(--line); background: #fff; border-radius: 10px; padding: 9px 12px; font-weight: 700; }

.hero { padding: 68px 0 70px; background: linear-gradient(135deg, #fff 0%, #fbfcff 55%, #f5f7fb 100%); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: 68px; align-items: center; }
.hero-brand { position: relative; }
.hero-brand::before { content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%; background: rgba(0,51,141,.06); left: -120px; top: -60px; z-index: 0; }
.primary-logo { position: relative; z-index: 1; border-radius: 18px; box-shadow: 0 18px 60px rgba(0,39,77,.08); }
.eyebrow { margin: 0 0 12px; color: var(--royal); font-size: .8rem; font-weight: 900; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow.light { color: #BED1F0; }
.hero h1, .section h2, .strategy-band h2, .cta-section h2 { margin: 0; font-size: clamp(2.2rem, 4.2vw, 4.5rem); line-height: 1.02; letter-spacing: -.045em; }
.hero h1 { color: var(--navy); max-width: 760px; }
.lead { font-size: 1.16rem; color: var(--muted); margin: 24px 0 28px; max-width: 700px; }
.button-row { display: flex; gap: 14px; flex-wrap: wrap; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 0 22px; border-radius: 999px; font-weight: 900; text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--red); color: #fff; box-shadow: 0 12px 28px rgba(198,12,48,.22); }
.btn-secondary { background: #fff; color: var(--navy); border-color: var(--navy); }
.btn.wide { width: 100%; }
.trust-line { color: var(--gray); font-size: .9rem; margin-top: 20px; }

.strategy-band { background: var(--navy); color: #fff; padding: 34px 0; border-top: 5px solid var(--red); }
.strategy-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 48px; align-items: center; }
.kicker { color: #BBD0EE; text-transform: uppercase; letter-spacing: .14em; font-size: .74rem; font-weight: 900; }
.strategy-band h2 { font-size: clamp(1.7rem, 3vw, 3rem); margin-top: 4px; }
.strategy-band p { margin: 0; color: #D8E3F2; font-size: 1.04rem; }

.section { padding: 92px 0; }
.section-dark { background: var(--navy); color: #fff; }
.section-sand { background: linear-gradient(180deg, #F8F2EA, #F2E7D8); }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.section-copy h2, .section-heading h2, .value-grid h2 { font-size: clamp(2rem, 3.3vw, 3.6rem); line-height: 1.06; letter-spacing: -.035em; margin: 0 0 20px; }
.section-copy p, .section-heading p, .value-grid p { color: var(--muted); }
.text-link { color: var(--royal); font-weight: 900; text-decoration: none; }

.comparison-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); display: grid; grid-template-columns: 1fr auto 1fr; gap: 14px; align-items: stretch; }
.compare-side { padding: 28px; border-radius: 16px; }
.compare-side.muted { background: #F4F6F8; }
.compare-side.active { background: var(--navy); color: #fff; }
.compare-side span { text-transform: uppercase; letter-spacing: .12em; font-size: .69rem; font-weight: 900; color: var(--gray); }
.compare-side.active span { color: #BFD1E9; }
.compare-side strong { display: block; font-size: 1.35rem; line-height: 1.15; margin: 10px 0; }
.compare-side p { margin: 0; color: inherit; opacity: .8; }
.compare-arrow { display: flex; align-items: center; font-size: 1.8rem; color: var(--red); font-weight: 900; }

.section-heading { max-width: 850px; margin-bottom: 42px; }
.section-heading.centered { text-align: center; margin-left: auto; margin-right: auto; }
.section-heading.narrow { max-width: 720px; }
.section-dark .section-heading p { color: #C7D5E6; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step-card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.13); border-radius: 18px; padding: 28px 24px; }
.step-num { color: var(--red); font-weight: 900; letter-spacing: .08em; font-size: .8rem; }
.step-card h3 { font-size: 1.6rem; margin: 12px 0 10px; }
.step-card p { color: #CED8E5; margin: 0; }

.trade-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.trade-grid div { padding: 18px 20px; border: 1px solid var(--line); border-radius: 14px; font-weight: 800; background: #fff; }
.note { margin-top: 26px; color: var(--muted); }

.audience-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.audience-grid article { background: rgba(255,255,255,.72); border: 1px solid rgba(0,39,77,.08); border-radius: 20px; padding: 30px; }
.audience-grid span { color: var(--red); text-transform: uppercase; letter-spacing: .1em; font-size: .74rem; font-weight: 900; }
.audience-grid h3 { font-size: 1.45rem; line-height: 1.15; margin: 10px 0 12px; color: var(--navy); }
.audience-grid p { color: var(--muted); margin: 0; }

.value-grid { align-items: start; }
.value-list { display: grid; gap: 12px; }
.value-list div { padding: 18px 20px; border-left: 4px solid var(--red); background: #F7F9FB; border-radius: 0 14px 14px 0; }
.value-list strong { display: block; color: var(--navy); margin-bottom: 4px; }
.value-list span { color: var(--muted); }

.cta-section { padding: 92px 0; background: linear-gradient(135deg, var(--navy), #003D70); color: #fff; border-top: 5px solid var(--red); }
.cta-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: start; }
.cta-copy p { color: #D4E0EE; }
.cta-lockup { margin: 32px 0 24px; padding-left: 18px; border-left: 5px solid var(--red); }
.cta-lockup strong, .cta-lockup span { display: block; }
.cta-lockup strong { font-size: 1.35rem; }
.cta-lockup span { color: #CBD8E8; margin-top: 4px; }
.phone-link, .email-link { display: block; color: #fff; font-weight: 900; text-decoration: none; margin-top: 8px; }
.phone-link { font-size: 1.5rem; }
.email-link { color: #C8D7EA; }
.binsr-form { background: #fff; color: var(--ink); border-radius: 24px; padding: 30px; box-shadow: 0 26px 60px rgba(0,0,0,.22); }
.binsr-form h3 { margin: 0 0 20px; font-size: 1.8rem; color: var(--navy); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.binsr-form label { display: grid; gap: 7px; font-size: .83rem; font-weight: 800; color: var(--navy); margin-bottom: 14px; }
.binsr-form input, .binsr-form select, .binsr-form textarea { width: 100%; border: 1px solid #CCD5E0; border-radius: 11px; padding: 12px 13px; background: #fff; color: var(--ink); outline: none; }
.binsr-form input:focus, .binsr-form select:focus, .binsr-form textarea:focus { border-color: var(--royal); box-shadow: 0 0 0 3px rgba(0,51,141,.1); }
.form-note { margin: 12px 0 0; color: var(--gray) !important; font-size: .78rem; text-align: center; }

.footer { background: #071B32; color: #D8E3EF; padding: 44px 0 22px; }
.footer-grid { display: grid; grid-template-columns: 1fr 1fr auto; gap: 34px; }
.footer strong { color: #fff; }
.footer p { color: #AFC0D3; margin: 8px 0 0; font-size: .9rem; }
.footer-links { display: flex; gap: 18px; align-items: flex-start; }
.footer-links a { color: #fff; text-decoration: none; font-weight: 800; }
.legal { margin-top: 28px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.12); font-size: .78rem; color: #8FA5BB; }

@media (max-width: 960px) {
  .hero-grid, .two-col, .cta-grid, .strategy-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 34px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .trade-grid { grid-template-columns: repeat(2, 1fr); }
  .audience-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .nav-toggle { display: block; }
  .nav { display: none; position: absolute; right: 20px; top: 70px; flex-direction: column; align-items: stretch; gap: 0; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 10px; box-shadow: var(--shadow); min-width: 230px; }
  .nav.open { display: flex; }
  .nav a { padding: 12px 14px; }
}

@media (max-width: 640px) {
  .container { width: min(100% - 28px, 1180px); }
  .hero, .section, .cta-section { padding: 64px 0; }
  .hero h1, .section h2, .strategy-band h2, .cta-section h2 { font-size: 2.35rem; }
  .steps, .trade-grid, .form-grid { grid-template-columns: 1fr; }
  .comparison-card { grid-template-columns: 1fr; }
  .compare-arrow { justify-content: center; transform: rotate(90deg); }
  .brand-mini span { font-size: .9rem; }
  .footer-links { flex-wrap: wrap; }
}

.upload-note { margin: -7px 0 14px; color: var(--gray); font-size: .78rem; }
.upload-note a { color: var(--royal); font-weight: 800; }
.hp-field { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.form-status { margin-top: 14px; border-radius: 12px; padding: 11px 13px; font-size: .84rem; font-weight: 700; background: #EEF3F8; color: var(--navy); }
.form-status.success { background: #E9F6EE; color: #175C32; }
.form-status.warning { background: #FFF5DD; color: #785600; }
.form-status.error { background: #FDEBED; color: #8E1730; }
.binsr-form button:disabled { opacity: .7; cursor: wait; transform: none; }